Performance Chart Bel Co Cornerstone | Yield (Finance) | Loans

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Belco/Cornerstone
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  Belco Community CU versus Cornerstone FCU Member Value Performance Comparison Data as of December 2016 Belco CommunityCornerstone  Assets$453,823,915 $105,405,735 Net Worth Ratio9.88%10.24%Members1.29%2.51% Average Share Balance$7,467$8,623 Average Loan Balance$8,325$10,553 Average Member Relationship$13,083$13,335Mortgage Loans/Members0.62%2.91%Capital per Member$813$947Share Drafts0%0%Regular Shares0.10%0.15%Money Market Accounts0.20%0.20%Credit Cards11.99%7.90%Other Unsecured Loans/LOC9.24%9.00%Used Auto3.49%2.50% Average Loan Yield5.02%4.37%Non-Interest Income/Interest Income41.14%28.07%Members Per FTE388344Loan & Share Accounts Per FTE1156844Loans Originated Per FTE$764,228$854,624Capital Per FTE$315,859$325,308 Average Salary & Benefits per FTE Growth-0.40%2.98%Loans Originated/Total Loans30.90%44.60%First Mortgage/Total Loans15.34%44.94%Member Business Loans11.81%15.50%Delinquent Loans/Total Loans1.56%0.66%Net Charge-Offs/Average Loans0.59%0.23%Land, Building, & Fixed Assets per Branch$2,246,647$340,822Members/Branch 4,836 2,749 Net New Members/Branches 61 67 Earning Assets/Total Assets89.00%96.80%Operating Expense/Member$360$309Operating Expense/Average Assets4.29%3.23% Average Account Size$4,646$5,783 Expense RatiosLoan PerformanceEmployees Yields Please vote in person or by ballot (by Mar. 2) to keep Cornerstone FCU locally owned & controlled. 12-Month GrowthRegulatory Capital LevelBranchesMember ParticipationLoan Interest RatesDividend RatesMember Share of Common Capital Source:   NCUA   5300   Call   Report Committee   for   Cornerstone   FCU   Independence For    more   information   call:   (717)   637  ‐ 1736  (Feb.   22,   2017)  Belco Community CU versus Cornerstone FCU Member Value Performance Comparison Data as of December 2016 Source:   NCUA   5300   Call   Report Committee   for   Cornerstone   FCU   Independence For    more   information   call:   (717)   637  ‐ 1736  (Feb.   22,   2017)  Belco Community CU versus Cornerstone FCU Member Value Performance Comparison Data as of December 2016 Source:   NCUA   5300   Call   Report Committee   for   Cornerstone   FCU   Independence For    more   information   call:   (717)   637  ‐ 1736  (Feb.   22,   2017)
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